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Affordable OptionsĪlthough many buyers arrange financing through the manufactured home retailer where they purchase their home, it makes sense to evaluate the range of options available to you. See the resources page for additional information for borrowers or those currently living in manufactured homes. The process for purchasing, financing, and owning a manufactured home may involve different decisions and financing options than those you’d encounter when buying a site-built home, but it doesn’t have to be difficult. Your state or local housing agency may have additional financing options, including down payment assistance and low-interest loans for income-eligible borrowers. There are a range of financing and ownership options to consider, including loan programs offered by federal agencies. Purchasing one of today’s manufactured homes can be a smart choice when looking for a newly built modern and energy efficient home at an affordable price and monthly housing payment.
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You can also find information on how to improve the energy efficiency of an older home and information on utility, state or local incentives and financial assistance that may be available.
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The resources on this web site can help you understand available options for selecting and financing the purchase of your new home. Consumers can also choose manufactured homes that are ENERGY STAR certified, which provides even lower utility bills and greater comfort. Consumers can choose among many energy efficient equipment options and features, including high efficiency heating and cooling systems and ENERGY STAR ® appliances. Manufactured homes are available in a wide variety of designs and floorplans similar to site-built homes. Today’s energy-efficient manufactured homes offer a housing option that is affordable, comfortable, and resilient.
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